Ever in need of quick cash?Well you are just 15 minutes away from it. Easy online money lenders or payday loans come to the rescue when you need a small amount of money instantaneously into your checking account. your quick loan is approved in a short span of time after filling in your application online.Most of these websites offer loans up to $1000 without any credit checks,some even stretch it to $1500.Needless to say these services come at a premium APR and should be only used in utter emergencies or times when your credit card wont do it for you.In addition to the high APR, there is also a service fee of about 25% amount borrowed.These websites only act as third party lenders,and source the funds from other lenders.These primary lenders set a due date of about 8- 25 days to pay back the loan.
100DAYLOANS.com– One of the most flexible and biggest names in the business of payday loans,with a standard APR of 651.7 they offer loans upto $1500 and service fee of 25%. A simple online application form is all that stands between you and your payday loan.
nationalpayday.com-If you have a steady job that earns atleast $1000 amonth and a cheking account,you can avail of this service that gives upto $400 in instant loans.Due date is atleast 14 days away or upto 16 days.If you are paid once a month or if your payday comes once a month, then you are required to pay the entire loan amount by that date.Paying back simple on the website,enter a check number and paydate information and youre done.
paydayone.com-Offers payday loans to individuals whose bank accounts are in good standing,meaning they do not have any 7 overdraft charges,cancelled checks,NSF alerts.Loans are given in the range of $250-$1500. APR for a $250 is set at 450% for twice monthly payments.
The above lenders allow you access to your funds withing 24 hours of successful acceptance, where interest is calculated on a bi monthly or 14 day cycle. Lenders will not guarantee you will receive the amount you ask for, so a good practice would be to ask for a slightly higher amount than you actually need.